Online Banking Services
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Online Banking Services 〰️
What is SMARTPay?
A Smarter Way to Move Money
SMARTPay gives AffinityPlus members a faster, easier and more secure way to send and receive money, as well as make bill payments
Accessible through the AffinityPlus Online Banking platform and App, SMARTPay powered by BiMPay connects you to Barbados' national instant payments system, allowing you to transfer funds in seconds between participating financial institutions. In addition by linking your AffinityPlus account to the BiMPay app, you can access QR code payments and Request to Pay services.
Whether you're paying a friend, sending money to family or making everyday transfers, SMARTPay helps you move money when you need to.
Key Benefits
Instant Payments - Send and receive money in seconds.
Easy Transfers - Transfer funds between AffinityPlus members as well as to participating banks and credit unions from one convenient platform.
Convenient Banking - Access SMARTPay through the AffinityPlus Online Banking platform and App.
Secure Transactions - Enjoy the confidence of secure digital payments backed by industry-leading security standards.
Connect to BiMPay - Link your AffinityPlus account to the BiMPay App to access QR code payments and Request to Pay services
Available When You Need It - Make transfers quickly and conveniently from wherever you are.
How to Access SMARTPay
SMARTPay is available through the AffinityPlus Online Banking platform and App.
Log in to your AffinityPlus Online Banking account to use SMARTPay services or download or update the AffinityPlus App to access SMARTPay directly from your mobile device.
Not yet registered for AffinityPlus Online Banking?
To sign up for Online Banking, visit any branch or call us at (246)-436-5600, or email memberexperience@affinityplusbb.com
Connect to the BiMPay App
Connect to and Use the BiMPay eWallet
Key Points to Remember
1. Two apps, one convenient connection: You can send and receive money instantly to and from all the banks in Barbados as well as participating credit unions using the AffinityPlus Online Banking platform or Mobile App.
To take advantage of additional digital payment services such as QR code payments, and Request to Pay services, you will need to download the BiMPay app, connect to obtain your linking code/ token, then complete the process in the separate BiMPay app.
2. Keep your information secure: Never share your passwords, PINs, or link codes/ tokens with anyone.
3. Check your contact details: Ensure your mobile number and email address registered with AffinityPlus are up to date before you begin.
4. Code expired? Simply generate a new linking code through AffinityPlus Online Banking or the Mobile App.
Register for the BiMPay Wallet!
1. Download the BiMPay App
Visit the Apple App Store or Google Play Store and search for BiMPay.
Download and install the app on your smartphone, then open it to begin registration.
2. Register & Verify your Contact information
Follow the instructions to enter your mobile number including the area code and then review and accept the terms and conditions. A verification code will be sent to your phone, which you will need to enter into the BiMPay App.
Then enter your email address. You will also need to verify this using the verification code sent to your email.
3. Set Your Password
Create and confirm your password. It is best not to use an account associated with your credit union account.
Enable biometrics and device unlock. The app will use your device’s existing unlock method (pin, password or biometrics) for a secure and easy login. The BiMPay app does not access or store these security credentials, so your information remains protected.
4. Step 4: Link Your Credit Union Account
Once your password is set, hit continue and choose the “I want to link my BiMPay Wallet to my existing account” option.
Select AffinityPlus Credit Union and verify your account by entering your National ID number
You will then need a unique linking code/ token from the AffinityPlus online banking home page to complete this process. (See Link Your AffinityPlus account instructions below).
Link Your AffinityPlus Account to BiMPay Wallet
1. Log in to AffinityPlus Online Banking or the Mobile App
Log in using your usual credentials. On your home screen, look for the “Connect to BiMPay” banner at the top of the page
Select “Get linking code.”
2. Copy Your Unique Linking Code
A pop-up window will display your unique linking code/ token.
Simply select the copy icon beside the code to copy it.
The linking code is time-sensitive, so be sure to use it before it expires.
3. Complete Your Account Linking in BiMPay
Return to the BiMPay app.
Under Account Linking, paste the linking code copied from AffinityPlus Online Banking or the Mobile App and hit continue.
Once validated, registration is complete, you're ready to explore the convenience of your BiMPay Wallet.
Need a new code?
No problem! If your code/token expires or you need another one, simply return to AffinityPlus Online Banking or the Mobile App and select “Get New Code.”
Then copy the new code and enter it under Account Linking in the BiMPay app.
SMARTPay Bill Payments
Skip the lines and take the hassle out of paying your bills with SMARTPay. You can pay your bills 24 hours a day, 7 days a week.
Benefits
It’s free to enroll and available to all members
It allows you to pay bills from almost every major provider in Barbados
It allows you to better track and reconcile bill payments’SMARTPay - Key Points to Remember
1. Two apps, one convenient connection: You can send and receive money instantly to and from all the banks in Barbados as well as participating credit unions using the AffinityPlus Online Banking platform or Mobile App.
To take advantage of additional digital payment services such as QR code payments, and Request to Pay services, you will need to download the BiMPay app, connect to obtain your linking code/ token, then complete the process in the separate BiMPay app.
2. Keep your information secure: Never share your passwords, PINs, or link codes/ tokens with anyone.
3. Check your contact details: Ensure your mobile number and email address registered with AffinityPlus are up to date before you begin.
4. Code expired? Simply generate a new linking code through AffinityPlus Online Banking or the Mobile App.
It’s powered by the reliable SurePay Platform
Learn how to use the bill payment feature
Step 1
Sign up or log into our online banking platform
Select Bill Pay
Choose your account by clicking on the select list
Step 2
If you already have bill account registered, it will appear in the list or there is an option to add a new account.
If you need to add a new account, select “Add Account” and hit the submit button.
Review the list of available billers and insert your custom account number for the selected company and hit the submit button.
If you get an error, confirm with your biller your valid account number to pay via Surepay.
Step 3
You will be redirected to the Account list page, but this time you will see the newly added account with some additional data.
Select the desired account and hit the submit button.
Complete the required fields in the Bill to Pay / Payment form.
Make sure to select the BWU Credit Union account you want to transfer the funds from and indicate your payment amount, then hit the submit button.
Step 4
A confirmation pop-up will appear highlighting your selected biller & account number, the BWU Credit Union Account you are making the payment from, and the payment amount.
If all is well, hit the OK button to complete the transaction.
You can check your transactions in the User Activity menu option.
SMARTPay Bill Payment Tutorial
Check out our tutorial on using our bill payments services.
You can also explore our Online Banking Tutorial Series to learn about features and get help navigating the platform.