Open a New SMARTJunior Account and Reap Rewards
Set your child on a path to lifelong financial success with our Junior Jumpstart Special Offer - available until September 30, 2025, for kids from birth to 15 years old
Opening a SMARTJunior Account is more than just saving it’s the beginning of healthy financial habits that last a lifetime. With competitive interest rates and expert support, your child’s savings can grow alongside their goals.
As a SMARTJunior member, your child also gains access to exclusive benefits, including:
Scholarship opportunities at key educational stages
Special perks and rewards throughout their membership
Why Sign Up:
Free Membership for the first 5 new accounts opened at each branch
$10 sign-up fee waived
Get a chance to win $1000 in Credit Union Cash or a tablet
SMARTJuniors can get a Debit Mastercard
Preferred Interest Rate
This limited time offer expires on September 30, 2025.
What You’ll Need:
One form of photo ID for the parent or guardian
One form of ID for the child, plus their birth certificate
Proof of address for the parent/guardian (dated within the last 3 months)
Minimum $50 deposit to open the account
Explore More Youth Products and Opportunities
Youth Scholarships
The AffinityPlus Credit Union Scholarship Program was established to reward our youth members who demonstrate academic excellence and assist them with continuing their education at all levels.
SAFE Education Account
Saving for tertiary education helps your child reach their career goals and start adulthood financially strong. This account is designed to support those goals, use it for tuition or as security for an education loan.
SMARTPath Tertiary Student Loan
This is a revolving loan ideal for individuals pursuing further education at a tertiary institution. It features an affordable interest rate and flexible repayment terms.