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Introducing Two-Factor Authentication

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Learn More 〰️ Introducing Two-Factor Authentication 〰️

 Skip The Line, Get Online Anytime, Anywhere

Registering for online banking is very easy.

Sign up for Online Banking. You can also download our SMARTNet Mobile App from the Google Play and Apple App Stores and follow the directions below

  • Select “New to Digital Banking”

  • Complete Digital Banking activation from

  • Review your Temporary Login Info and then Sign in

Need assistance? Contact us as follows:

Online Banking Features

  • View balances

  • View Transactions

  • Transfer money

  • View Statements

  • Online Bill Payments (SMARTPay)

Enjoy Easy Member to Member Transfer Options

To complete a one-time transfer:

  • Select the Top Left Menu Bar

  • Select ‘Transfer’

  • Select ‘Account Transfer’:

  • Complete all Fields

Please note the following:

  • Select the ‘Transfer to Another Member’ from the ‘To Account Field’

  • Account Type must always be ‘Savings’

To Add another BWUCCUL Account to Facilitate a Recurring Transfer of Funds

  • Select the Top Left Menu Bar

  • Select ‘Transfer”

  • Select ‘Add Member Account’ and then Add Account

  • The Added Account will become permanently visible in your ‘To Account’ Menu Option

  • Complete your Transfer

Scheduled Transfers Also Available.

More Secure, Smart Banking with Two-Factor Authentication

Two-factor authentication is an important security measure that adds an extra layer of protection from cybercriminals seeking to access sensitive information, even if they have obtained a password. Learn more here.

Follow the steps below to log in to Online or Mobile Banking with 2FA.

Step 1

  • Visit the online banking webpage or the SMARTNet Banking App

  • Enter your username (account number) and password, then click "Log In.”

  • Look out for an "Additional Authentication" page/window to appear.

  • Choose the delivery method to receive the Access Code - You can select your email address or cell number (text message)

  • Click the Send Access Code Button

Step 2

  • Enter the access code you received via email or text message, and click continue to successfully log in to your account.

  • If the code expires, request a new one.