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January 2023

Thinking of purchasing a new ride? There are several factors to consider before making a speedy decision. Here are a few steps to steer you in the right direction, if you want to be satisfied with your purchase for years to come.

What Matters Most

Are safety and reliability the most important things to you or is the size of the vehicle more important? If you need lots of trunk space or room for a large family, maybe that’s the most crucial factor. Are you opting for a new or used vehicle? Either way, get clear on your car buying criteria to help you narrow your search.

Do Your Research

If you want to confirm the safety of any vehicle, you can easily find safety ratings online and each manufacturer is sure to highlight their vehicles’ safety features. Taking the time to research this information can give you peace of mind when making a purchase.

You can also take a look at owner reviews and expert opinions. This is a great way to discover how a car rides and handles, how it compares to others in its class, the level of seat comfort and much more.

Define Your Price Range

Your budget is another major determining factor in your vehicle selection process. If you'd like to secure a loan, find out how much you qualify for and consider the amount you can comfortably repay without putting a strain on your pocket every month. This will help you to narrow your car choices even further.

Get Used Cars Checked

Should you decide to check out some used car options, be sure to get as many details as you can on the accident and maintenance history of the vehicle. It’s also advisable to make arrangements for an impartial mechanic to inspect the vehicle.

Get moving with vehicle financing from AffinityPlus Credit Union. We offer competitive interest rates for both new and used cars and special financing rates for electric and hybrid vehicles are also available. Click here to learn more.

Steps to Buying a New Car