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Terms & Conditions PDF
 

Detailed Terms & Conditions

1. Promotion Period:

The promotion runs from November 9, 2026, to March 30, 2027 (the “Promotion Period”).

2. Eligibility:

    1. Participants must open a Junior Challenge Account S22, which offers a guaranteed interest rate of 1.5%.

    2. Non-members are welcome to participate but must first sign up for AffinityPlus Credit Union membership.

    3. Participants must be 0 or 15 years of age and residents of Barbados.

3. Savings Requirements:

1. To qualify for prizes, Participants must:

a.             Save at least $100 dollars by December 15, 2026 to be entered into a draw to win 10 $50 Credit Union Cash.

b.            Save at least $225 by February 8, 2027, to earn $10 and a chance to enter the mid-point draw to win 2 Credit Union Cash vouchers amounting to $250.

c.             Save at least $350 by March 31, 2027, to enter the final draw.

2. Funds cannot be transferred from an existing Credit Union account and must remain in the S22 challenge account throughout the promotional period. Withdrawals will disqualify participants from receiving bonuses and entering prize draws.

4. Prizes:

  1. Sign-up bonus (Draw date: December 28, 2026): $50 Credit Union Cash for 10 members

  2. January Bonus & Interim Draw: (Draw date: February 15, 2027) $10 Credit Union Cash deposits for members who met the savings amount and $250 Credit Union Cash for 2 members.

  3. Grand Prize : (Draw Date: April 14, 2027) $1,200 Credit Union Cash.

  4. Prizes are non-transferable and cannot be exchanged for cash unless otherwise stated. In case of unforeseen circumstances, prizes may be substituted with items of equal or greater value.

5. Winner Selection:

  1. Winners will be selected randomly from eligible participants who meet the savings criteria.

  2. AffinityPlus Credit Union will notify winners by phone or email.

6. Account Details & Restrictions:

  1. To be eligible for prizes and perks, funds in the Junior Challenge Account S22 cannot be withdrawn during the promotional period.

  2. Once a challenge account has been opened, it cannot be closed, and funds cannot be transferred until after the promotional period has closed.

  3. Early withdrawals, account closures, or fraudulent activity (e.g., depositing and immediately withdrawing funds) will result in disqualification from perks, bonuses and prize draws and any money earned will be forfeited

7. Taxes:

  1. Any taxes or duties associated with prizes are the responsibility of the winners.

8. Data Privacy:

  1. Participants’ personal information will be used solely for the administration of the promotion.

  2. Data will be stored securely and in compliance with Barbados’ data protection laws.

  3. By participating, members consent to the collection and processing of their data for this promotion.

  4. Participants have the right to opt out of receiving marketing material unrelated to this promotion.

  5. Winners agree to the use of their full name, and photos for promotional purposes without additional compensation.

9. Accessibility Clause:

The promotion is accessible to all eligible members, including those with disabilities. For special accommodations, please contact marketing@affinityplusbb.com

10. Feedback Clause:

Participants are encouraged to provide feedback on their savings journey through a post-promotion survey, which AffinityPlus Credit Union may use to improve future promotions.

11. General Terms: 

  1. AffinityPlus Credit Union reserves the right to amend or cancel the promotion at any time without prior notice.

  2. In the event of disputes, the decision of AffinityPlus Credit Union will be final.

12. Liability:

AffinityPlus Credit Union is not responsible for any loss, theft, or damages associated with the prizes.

13. Promotion Contact:

For questions regarding the promotion, please contact marketing@affinityplusbb.com